Merchant Payment Consulting
Stop Overpaying for
Payment Processing.
Most merchants lose thousands annually to hidden fees, inflated rates, and compliance gaps. We help you cut costs, stay compliant, and protect your business with expert guidance backed by 25+ years of enterprise IT and operations experience.
Payment Processing Is Eating Your Margins
Whether you process $10K or $500K monthly, you're likely leaving money on the table. Here's what we see with most merchants:
Rising Processing Costs
Hidden fees, rate increases, and confusing statements make it nearly impossible to know what you're actually paying. Most merchants overpay by 20-40%.
Compliance & Fraud Exposure
PCI compliance isn't optional, and chargebacks can destroy your processor relationship. Many merchants are one audit away from serious problems.
Integration Complexity
Your POS, e-commerce platform, and accounting systems need to work together seamlessly. Poor integration means lost sales and reconciliation headaches.
No Advocate in Your Corner
Processors and sales reps work for the processor, not for you. When problems arise, you're on your own navigating complex disputes and negotiations.
We've spent 25+ years in enterprise retail IT and operations. We've seen every trick in the book, and we know how to fix it.
Let's analyze your current setupPayment Solutions That Work
We match you with the right solution for your business, whether you're a brick-and-mortar retailer, e-commerce store, or service provider.
On-Premise Card-Present
Traditional terminal solutions for retail, restaurants, and service businesses. Accept chip, tap, and swipe payments with modern, reliable hardware.
- Lowest rates for in-person transactions
- Dual pricing capability available
- POS integration support
Online Card-Not-Present
Secure payment gateways and virtual terminals for e-commerce, phone orders, and invoicing. Accept payments anywhere your customers are.
- E-commerce platform integration
- Recurring billing & subscriptions
- Advanced fraud protection tools
Dual Pricing Programs
Offer cash discounts to customers while eliminating or significantly reducing your processing costs. Fully compliant programs that put money back in your pocket.
- Offset 100% of processing fees
- Compliant signage & disclosure
- Customer-friendly implementation
Your Merchant Advocate
We're not a processor. We're not a sales rep pushing quotas. We're your advocate, helping you make informed decisions that benefit your business.
Vendor-Agnostic Expertise
We're not locked into one processor or solution. We evaluate the entire market to find the best fit for your specific business needs and transaction patterns.
Enterprise-Grade Compliance Knowledge
25+ years of enterprise IT leadership means we understand PCI-DSS, data security, and risk management at a level most consultants simply can't match.
Transparent Cost Modeling
We'll show you exactly what you're paying today and what you could be paying. No smoke and mirrors, no hidden fees. Just clear, honest numbers you can verify.
Aligned Incentives
Our success is tied to your success. When you save money and grow your business, we earn your ongoing trust and referrals. That's the only agenda we have.
Years of Enterprise IT & Operations Leadership
Retail operations, compliance, and technology infrastructure
Stay Compliant and Protected
Payment processing isn't just about cost. A single compliance failure or fraud incident can devastate your business. We help you stay ahead of risks.
Navigate the requirements without the confusion
Strategies to reduce disputes before they happen
Modern protection against evolving threats
We Work With Select Industries
Beyond standard retail and e-commerce, we have experience helping merchants in industries that require specialized processing solutions and compliance considerations.
If you've been told your business is "high-risk" or struggled to find a reliable processing partner, we may be able to help. Every business deserves access to fair, transparent payment processing.
Get Your Free Cost Analysis
Tell us about your business, and we'll show you exactly where you can save. No obligation, no pressure, just honest answers.
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